Lesson 1: Exchange money at your local bank The exchange rate is much lower when I tried to exchange my dollars at the Philippine airport. What I also noticed was that the exchange rate varies by company and location. Money exchange companies make their money by taking a percentage off of the money being exchanged so you really want […]
Life lessons
Motivational Speech Series #1 Rick Rigsby
Lately, I have been listening to a couple of motivational speeches on YouTube and I thought to myself, “Why don’t I share this newly discovered knowledge of mine with the rest of the Repo Nation.” I have three that I put on repeat mode and sometimes I even turn on while I’m taking a shower […]
What Did You Buy On Black Friday?
What did you buy for yourself on Black Friday? Remember the rule? Shop online. Don’t buy on Black Friday. I did the complete opposite. I bought a 48 inch TV. Online. Wednesday. For my Mom who’s had a fat TV for 25 years. She was very happy and that makes me happier than getting anything for […]
The Jackpot
When I was a little kid growing up, I have to admit that I was pretty selfish. I was an only child with no father figure around. When you’re an only child, all the attention goes to you. I got all the toys, love, and affection from both my Mom and Godmother who raised me. […]
The Hard Way
When I first started building this website, my goal was to help people with the complexities of handling finance in a simple, less confusing way. I wanted to make a difference in people’s lives. I was already helping people I know in my life get a good grip on their financial struggles years before I even […]
Where Did All My Money Go?
If I asked you how much, down to the exact penny, you spent last month, would you know? If you’re like most people in the United States, the answer would be no. Why? Because people in general are not programmed to handle multiple streams of bills and responsibilities. Go back 30 years and an average […]
What I Would Tell My 19 Year Old Self After High School
The day was of June 5 2001. I finally graduated high school! I was nineteen years old and ready to face the world. The problem was, I didn’t know where to go. I was lost and confused just like the rest of the herd. So what did I do? I followed the herd like a sheep. I […]
My Mom Lost $75,000 and She Didn’t Even Know It
I had a conversation a few months ago with my Mom about a trip we took 14 years ago. I asked, “Ma, when we went to the Philippines and you decided to pull your 401K out so we can visit and help out the family, did you ever build those savings back?” “No Son, why?” […]